Underwriting Specialist

Job Requirements:

• Approval limit at 100% performance is $2,500,000 standard individual life and $5,000,000 standard survivorship life to age 79. Substandard approval limit at 300%

• Post-secondary education or equivalent work

• Minimum 5 years’ underwriting experience

• ALU Level 1 certificate ALU 201, 202 ACS 100

• Strong knowledge of underwriting function; good understanding of company’s various businesses

• General knowledge of referral areas

• Strong organizational, communication and interpersonal skills

• Strong analytical skills; ability to define, research and resolve problems

• Strong knowledge of mainframe and PC environment

• Ability to create and maintain customer relationships

• Ability to prioritize and work effectively under deadlines balancing published service times with an appropriate customer focus

• Ability to comprehend, retain and apply current technical information to daily work issues

• Sound knowledge of insurance contract law and state legislative requirements

• Strong knowledge of company plans, riders, benefits and illustrations (and how they are marketed)

• Sound knowledge of reinsurance marketplace (including underwriting strengths and weaknesses) to work proactively with the field where reinsurance is an opportunity

• Thorough understanding of automatic reinsurance agreements

• Strong knowledge of medical science, technology and terminology and their impact on mortality

• Sound knowledge of financial and other non-medical underwriting factors

• Basic knowledge of product pricing