Chief Technology Officer (CTO) - AI Fintech (KLI-63)

Key Responsibilities:

• Define, own, and execute the company’s multi-year technology roadmap aligned with aggressive business growth and market opportunities.

• Evaluate and champion emerging technologies—specifically cloud-native architectures, advanced AI/ML, and next-gen fintech infrastructure.

• Act as the technical voice in the boardroom, effectively communicating complex architectural and technology decisions to investors, board members, and executive peers.

• Build strategic partnerships with cloud providers, AI model vendors, and vital fintech infrastructure players (Open Banking APIs, core banking, and payment rails).

• Oversee the end-to-end delivery of AI-powered fintech features, including intelligent underwriting, fraud detection, conversational banking, and agentic workflows.

• Drive the foundational AI strategy: making critical "build vs. buy vs. fine-tune" decisions across LLMs, ML models, and data pipelines.

• Establish responsible and ethical AI practices, ensuring fairness, explainability, and auditability in accordance with regulatory mandates.

• Own foundational product architecture decisions (microservices vs. modular monolith, API-first design, event-driven systems).

• Partner closely with the CPO/Product team to seamlessly translate product strategy into robust engineering execution.

• Recruit, develop, and retain a world-class engineering and data science team (Full-stack, Platform, AI/ML, DevOps, and Security).

Required Qualifications:

• 10+ years of total experience in software engineering or technology roles, with at least 5+ years in senior engineering leadership (CTO, VP of Engineering, or Head of Engineering).

• Fintech Domain Expertise: Hands-on background in at least one core fintech domain (Lending, Payments, Wealth Management, Insurance, or BaaS).

• AI/ML Track Record: Proven experience shipping and scaling AI/ML-powered products live in production.

• SaaS Architecture: Deep understanding of multi-tenancy, API platforms, subscription billing, and B2B product development.