Underwriting Specialist

Responsibilities:

• Manage all aspects of underwriting process

• Select and classify risks according to company philosophy and standards

• Manage retention

• Help maintain profitable mortality experience

• Analyze and interpret medical, non-medical and financial information

• Make decisions within approval limits. Determine appropriate requirements

• Comply with departmental procedures

• Communicate and collaborate with the field and head office colleagues to provide the highest quality and service levels to customers

• Maintain positive and effective relationships with internal and external partners

• Identify and provide solutions to work related problems and issues (i.e.. work flow, systems)

• Be a training and information resource for more junior underwriters

• Build and maintain good relationships within a self-directed team environment

• Negotiate and manage time and resources to meet deadlines and service times • Sell decisions to producers and client

Qualification:

• Post-secondary education or equivalent work

• Experience: Minimum 5 years’ underwriting experience

• ALU Level 1 certificate ALU 201, 202 ACS 100

• Strong knowledge of underwriting function; good understanding of company’s various businesses

• General knowledge of referral areas

• Strong organizational, communication and interpersonal skills

• Strong analytical skills; ability to define, research and resolve problems

• Strong knowledge of mainframe and PC environment

• Ability to create and maintain customer relationships

• Ability to prioritize and work effectively under deadlines balancing published service times with an appropriate customer focus

• Ability to comprehend, retain and apply current technical information to daily work issues

• Sound knowledge of insurance contract law and state legislative requirements

• Strong knowledge of company plans, riders, benefits and illustrations (and how they are marketed)

• Sound knowledge of reinsurance marketplace (including underwriting strengths and weaknesses)